Learn How To Activate Your Verve Cards For Online Transactions at Nigeria ATMs

The Verve card is the new Interswitch debit card now with the Chip and PIN. Verve is the new name of the more secure and convenient Interswitch card which with the introduction of chip and PIN makes transactions safer and with Quickteller services, adds convenience to everyday life. Verve is issued by Nigeria banks and powered by Interswitch. The Verve is simply the new name of the InterSwitch ATM card. The different types of Verve cards includes: Verve Debit, Verve PrePaid and Master Card Verve. The Verve debit card is the one linked to your savings or current account by your bank. You can use your Verve card on all channels (ATMs, mobile, POS, Web, and Kiosk) and locations with logos bearing: Verve, InterSwitch, Quickteller, Reward. I use my Verve debit cards a lot to pay for online transactions as well as transfer money to other bank accounts via the Quickteller app. You can also use it to withdraw cash, pay bills and purchase airtime at ATMs.

Verve Interswitchampquickteller logo

Nigerian Banks that currently issue Verve cards are listed below:

  1. Access Bank Plc
  2. Ecobank Plc
  3. Enterprise Bank Limited
  4. FCMB
  5. First Bank Plc
  6. Fidelity Bank Plc
  7. Heritage bank Limited
  8. Jaiz Bank
  9. Keystone Bank
  10. Wema Bank Plc
  11. Mainstreet Bank Limited
  12. Sterling Bank Plc
  13. Skye Bank Plc
  14. UBA
  15. Unity Bank Plc

Simply walk into any bank branch to request for a Verve Card. Once you get your verve card, activate it by changing the PIN at the ATM. Once activated, you can start using it for your transactions but for you to use it to make payments online, you must register the Verve card for Interswitch Safetoken Service. Interswitch Safetoken Service is a system that generates a 6-8 digit One-Time-Password (OTP) whenever a transaction is initiated via the Interswitch Web Payment Platform. Registering for the Safetoken enables you carry out transactions on any web merchant site that has integrated the Interswitch Payment gateway using a One Time Password (OTP) as a second level authentication process in addition to your Card Number, PIN and CVV2 code. For you to be able generate OTP for your Verve card whenever you are carrying out a transaction with it, you will first have to register it for the safetoken service. You can do that at a nearest ATM by following the steps below:

  • At the ATM, insert your Verve card
  • Input your 4-digit PIN and press Enter
  • Select your bank account type eg Savings or Current
  • Select the ‘Quickteller’ option from the ATM menu screen
  • Select ‘Pay Bills’ from the Quickteller menu list on the ATM screen
  • Select ‘Others’ for the bill payment menu option list
  • Enter ‘322222” as the Biller Code
  • Enter your Phone Number as the Customer Reference Number and select ‘Proceed’
  • You will get a display “Do you want to make this payment?” Amount Due:N1. (DO NOT edit the amount to be paid)
  • Click on “Pay amount due

You will then get a confirmation page indicating the registration was successful! That is all. Thereafter, if you want to make payment online with your verve card and you get to a stage where you are prompted to enter an OTP, you will get the OTP via text message on your mobile phone which you will use to complete your online transaction. If you add the verve card to the Quickteller mobile application, you will also be able to generate an OTP from the application. Hope this information helps?

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Sheu Abdullateef Funsho
I'm a certified tech expert with over a decade of experience. Serving as a Blogger, Copywriter, Web Designer, Crypto Expert, and Digital Marketer. I'm passionate about sharing unique insights and ideas on technology and trends. Need help with any of these areas? DM me, and let's collaborate to achieve your goals with cutting-edge expertise.
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90 thoughts on “Learn How To Activate Your Verve Cards For Online Transactions at Nigeria ATMs”

  1. It is a nice feature. I have been using it since since June last year to recharge, transfer money and even pay for some transactions. I even went ahead to instal the mobile application on my blackberry and it has made life really easy. No stress of looking for where to buy recharge card, no stress of having to queue in banks to deposit money.

  2. Sure u can, check d link below 4 more detail:
    How to Apply for GTBank Master Card for Shop Online (Internet Banking)

  3. sir do u no anything about dis. Whenever want to download 4rm d marketplace on window phone, Nokia Lumia 920. Dis is wat will cum up, My family setup needed. Dat i should set up my family setup, i dnt no wat dat means. Am unable 2 download.

  4. Hello my friend, u said u don't go 2 ur bank and do deposit, so do u pay in cash 2 ur account. Pls kindly review it better, thanks.

  5. i have been going to first bank to make some transfer but the are not getting it done, so therefore mr shelaf how can one activate his/her master card from first bank so that it can be used online…..??

  6. It might be already activated automatically by ur bank b4 u collected it, just test it 4 online payment, if it is not done, then u can follow d abv procedures to activate it by urself.

  7. i just followed ur steps, and it was sucessful buh d atm enquired for a fone number apart 4 d customer reference number, y did it pls?

  8. Yeah, it is very important to put your mobile number there, the mobile number you input will be receiving One Time Passwords (OTPs) sent via SMS (text message) each time you are trying to make online transaction with your card to avoid fraud.

  9. Most of the ATM cards issued by Nigerian banks are usually from one of these three companies. Some of these cards include Interswitch Verve, Naira Mastercard, Naira Visa Card etc. To know which type of card you have, check the front and back of the card for any of the logos shown below – See more at: girokonto eröffnen. thanks

  10. tanx but mr shelaf av activate my own. and they av started sending the otp. but wen I want to pay after av entrd d otp dat was sent to me. it will tel me payment not sucesful reason exceed withdrawal limit

  11. thanks For this information, but is there a to send fast money with my Diamond bank atm since it does not support quickteller?

  12. Hello I can't pay for stuffs on play store with my keystone master card, it's rejecting my card number, is there any other way that you can prescribe? Please help.

  13. Thanks Fusho for the information. Pls do you ve an idea of the exchange rate for verve card? I need to drop my naira master card with gtb cos its a rip off, imagine paying 285 per dollar on the card as against the official 196 per dollar.

  14. please is it possible to activate my skye verve debit card for the first time online? if yes, how do i go about it?

  15. please i have registered my quickteller app using another device and i can't re register again using another device is giving me a code like " virtual card of this type already registered with this wallet under domain(5092) what do i do please?

  16. Enter your comment…I dont know how to use this vervecard for online banking stuff,please I need this seriously, please can someone help me to teach me how to do online transaction, here is my email =shynboi85[at]gmail.com

  17. good evening Mr…but i do try to transfer cash from my first bank account but it the tells me to enter the OPT sent to my phone but i do press the 5digits but do says its 4digit what can i do in this case pls

  18. Good article. …would have put it to use if I haven't gone to my bank branch physically to ''register for my online transaction''. .The bank woman who attended to me said it takes 24hrs before I can start using my card (MasterCard) for Internet/online transactions.

    Could it have been ready earlier in time if I did my card activation via an ATM rather doing it from my bank branch?

  19. Please how can I solve the problem of incorrect transaction pin input request during registration at the security question and transaction pin column?

  20. I dont know how to get the card number on verve for making payments, the system keeps rejecting the first sixteen digits…somebody help

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