How to Make Money with ALAT by Wema Bank (The First 100% Digital Banking in Nigeria)

ALAT by Wema Bank

In the history of Nigerian banking, not a single Digital Bank has ever been created from the start. Banks only provide a Mobile Banking application, which tends to make transactions faster. But the fact is Mobile Banking is different from Digital Banking.

Mobile banking requires you to go to your bank to get your ATM card and also get it activated, while your Virtual Card is being shipped to your doorstep and is activated by you and you alone in which your pin can be set and controlled in Digital Banking. A very good example of Digital Banking is Payoneer.

How will you feel when I inform you now that we have the FIRST of its kind in Nigeria? I’d like to introduce to you, the first Digital Bank in Nigeria, which is ALAT by Wema Bank.

ALAT is a digital banking service powered by Wema Bank Nigeria, it is 100% digital which allows you to do all your banking transactions without being physically present at a bank. ALAT by Wema Bank (digital banking) allows you to open a free, fully functional savings account using just your BVN and phone number in exactly 5 minutes. No paperwork is required!

At its core, ALAT by Wema Bank is selling simplicity, reliability, and convenience.

ALAT digital banking helps you put money away easily by automating your savings. Make sure your bills are paid on time with its scheduled payment feature.

In general, it is delivering a free debit card (ALAT ATM Card) to your doorstep. You can activate, lock, and unlock from your phone to use anywhere in Nigeria.

You can get paid when you refer a friend to open and fund an account too. All from the comfort of your smartphone.

ALAT by Wema Bank

This is the kind of innovation we’ve been expecting since. Enough of going to banks and staying in the queue to get your ATM Card or make transactions. ALAT Is here for us. And thanks to the Wema Bank for being the pioneer of this innovation in Nigeria.

The question asked most by people is: Can we trust ALAT by Wema Bank?

Sometimes I once asked myself the same question, but I never got an answer myself. So, I had to do the needful. ALAT is confirmed to be owned by WEMA Bank Plc, which is a financial institution in Nigeria, a bank to be precise. After so much research, WEMA Bank claimed to be the owner of ALAT, not just ALAT claiming to be owned by WEMA, But WEMA Bank Nigeria Plc claimed its ownership.

This is becoming so interesting. After the tour of my research, I found ALAT by Wema Bank to be legit and trustworthy.

Also, it has a very responsive and caring customer care service, they are ready to listen to your complaints and also ready to get them solved as soon as possible. So why not try ALAT?

How To Register

1. Firstly, you have to download the ALAT app by Wema. The app is available only on Android and iOS devices.

2. After getting the ALAT application, then you need to sign up and fill in your details.

3. You need your Bank Verification Number (BVN) to open the ALAT by Wema Bank account with your phone number.

4. Then move on by clicking next, where your full name would be uploaded already and you’ll be told to fill in your Date Of birth and also A REFERRAL CODE. Copy this C9XCEA and paste it into the referral section.

ALAT by Wema Bank

5. You will have to upload your documents and that involves your ID card, writing your signature on white paper with a pen, taking a picture of yourself, and uploading them.

6. Fund your account with as low as 500 Naira (through a bank transfer or by clicking on “fund account”) for your account to be activated and functioning and that’s it, you now have a fully functioning bank account that can send money, receive money, save money, buy airtime, buy data, you can withdraw your money via ATM Machine using your ALAT debit card.

ALAT by Wema Bank

7. Refer anyone to open an ALAT by Wema Bank account with your referral code which you’ll find when you click on “refer a friend” and you will earn up to 1000 Naira for each person.

More also, for the first 10 people you referred, you will earn 5k and then will be given a bonus of 5k making it 10k.

Remember to fill in your details with the referral code: C9XCEA

ALAT by Wema Bank

In your first login, if you have issues, simply click on “Forgot your Password?” and reset your password to the initial one through the Password Reset Notification sent to your email and after that, your account will work fine.

More so, go to the profile section and fill in your details, ensuring that all the ticks are green so that your account does not become restricted. Check this section regularly to ensure they’re all perfect.

You can also sign up via this URL with any browser: https://online.alat.ng/#/signup But, to get your referral code, you must use the Alat app via Android or iOS device.

Open a bank account in less than 10 minutes and get your Virtual Card shipped to your doorstep within two business days. I hope you find this very interesting and easy.

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Picture of Sheu Abdullateef Funsho
Sheu Abdullateef Funsho
I'm a certified tech expert with over a decade of experience. Serving as a Blogger, Copywriter, Web Designer, Crypto Expert, and Digital Marketer. I'm passionate about sharing unique insights and ideas on technology and trends. Need help with any of these areas? DM me, and let's collaborate to achieve your goals with cutting-edge expertise.
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49 thoughts on “How to Make Money with ALAT by Wema Bank (The First 100% Digital Banking in Nigeria)”

  1. It seems you are using the web version, try download the app and login via the app on your mobile phone to copy out your referral code.

  2. Sure, you can get it with a fee of ₦0.00
    Simply login to your ALAT acct, select Cards from the Menu, select card design you prefer, click on continue, enter the address you like your card to be delivered, click continue, then enter the OTA number sent to your mobile number, click continue and you are done.
    Relax and be expecting your Master card, it will be shipped to your doorstep in two business days.

  3. Not compulsory for you to upload your pic, the picture taken during the BVN registration will be automatically matched with your ALAT account.

  4. There is a calender date counting at the edge of my referrer link, will my bonus expire If I'm able to refer people before then

  5. While I like the innovations in ALAT, such as card delvery, online opening of account and the goal saving scheme, I beg to disagree that it is completely digital bcs it has no room for someone with no previous bank account since it requires BVN which can only be gotten in a conventional bank. It therefore means that before I can open an ALAT account I need to open a conventional account.
    If I don't have other accounts from which to transfer into ALAT, how do I fund ALAT if I stay in a place where there is no WEMA bank?
    I also need to know the transactions that I can do with ALAT that I can't do with other banks mobile banking system.
    Finally, is there any charge attached to ALAT?

  6. Oh no! You get paid for all your referrals, but the referral need to activate his/her account with as low as 500 Naira before you receive your bonus.

  7. Thank a lot for this Mr Funsho. I have gotten my card. Its really beautiful. I will let others know about this via This Platform

  8. Ӏ got tһіs web site from my pal who told me regaгding this web site аnd at the moment tһis time I am visiting thіs website
    ɑnd reading very informative posts һere.

  9. I еnjоy what you guys are usually up too. This tpe of
    clever work and coverage! Keep up thhe
    good works guys I've includеd you guys to my own blogr᧐ll.

  10. Muhammad Hassan

    This is a truly good site post. Not too many people would actually, the way you just did. I am really impressed that there is so much information about this subject that have been uncovered and you’ve done your best, with so much class. If wanted to know more about green smoke reviews, than by all means come in and check our stuff. Sign Companies Minnesota

  11. At first didn't believe cos we are in Nigeria and am a blogger but gave it a trial by referring my two siblings and holla I got 3k. Thanks @shelaf

    More musics and Video @ Afronobs

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