Rather than spending your spare time during lockdown trawling through social media, why not put it to good use and earn some extra cash?

For now, Branch App referral system is the best and easiest way to make some extra money without stepping out of your front door.


This is known as “weekly free wages” you can make up to N27,000 or more from the comfort of your Android smartphone through the Branch App, with the aid of the guide on this article you will be cashing out like boss from the branch App.

Branch is currently giving out N1500 per referral, you can make as much as N27,000 every week with my accumulation method and no verification is required.

I think the Branch app is the best among all refer and earn programs that I have ever shared on this blog. Jumia One is offering N500-1000 per referral, ALAT by Wema is offering N500 per referral, OPay is giving N310-470 per referral, MyMTN App is giving 200MB data per referral, the dead Zoto offered us N500-1000 per referral and the scammed Gigs4five declared $2 (N700) per referral while Branch is offering N1500 per person you referred.

What is Branch Application?

Well, it’s always right to give you the insight of the core uses of any app or platform that we share, for that reason here is what Branch App is all about.

Branch makes it easy for you to access loans for the way you live anytime, anywhere. Sign up in seconds, apply for a loan, and receive your money straight to your account. It’s a fast, convenient, and reliable way to access credit when you need it.

Branch is an international company that is not only located in Nigeria but also in other countries. Available in Kenya, Tanzania, Nigeria, Mexico, and India. You can get up to Ksh 70,000, Tsh 1M, ₦200,000, 20,000 pesos, or 50,000 rupees.

Everything about getting a loan through Branch is done using your smartphone.

Therefore, you need no paperwork or collateral. You will get a reply from Branch within minutes.

How to Make N1500 And More Than N27,000 Every Week From The Branch App

Here is the real gist on how you can make cool cash from the branch App, please follow the instructions below thoroughly to be able to join on this free money raid, note that if you miss any step you wouldn’t have the chance of earning alongside others, so read attentively

1. Firstly, Download the Branch App from Google Play Store here (it is just 5MB)

2. Install and Launch the App

3. Select Register With Mobile Number

4. Input your mobile number and complete the registration

5. Register with your real details, full name, You will be required to provide you BVN number, go ahead and provide it, if you don’t have it saved on your device, you can dial *565*0# from your mobile number to get your BVN, note that your BVN is required by branch and other financial apps to confirm that you are the owner of the bank account details you provided, so you are safe. Here are the reasons why your BVN cannot be used to steal your money.

6. Complete the Registration, then add your bank account number for withdrawal and loaning

7. Now, to start earning, click on Menu Button >> Promotion and Copy this code SHEU0BEA7 and paste it in the promotion section, Then tap on Apply Code.

This part is very important as that’s where you start earning free money, as soon as you enter the code you will be given free N500

branch app2

8. Now click on Loan and Select N1000 loan in which you will pay N1200 later, don’t worry about the extra 200, remember you have got N500 already from the above code you inserted.

branch app3

Note: if they denied giving you a loan with a reason ” there is insufficient data etc” that you should try again in a number of days.

You will have to cross-check your information, check if your date of birth is correct, also check if your bank account details are correct, you can check all these on the MY ACCOUNT option and edit any of then that is not correct.

9. As soon as they process the loan and send it to your bank account, repay them back, you will pay N1200.

Note: You have to repay back as soon as possible, don’t wait till the given date to pay back, you can even pay back immediately the loan is given to you.

branch app1

How to Repay the Loan

To repay, you will have to follow the instructions on the branch App, you can pay with your ATM card, or with your bank’s USSD code if your bank USSD is supported in the app, the repayment methods are easy and convenient, so don’t worry about that.

If you find any of the instructions of the method above confusing, don’t hesitate to drop your comment, for assistance.

As soon as you repay your loan of N1200, your free N500 will be made available for withdrawal, so practically you have free N300 immediately.

Now, it’s time for you to earn more money from the Branch App and if possible more than N27,000 every week.

Firstly, click on the earn option and copy your referral code

Now share the Branch App alongside your referral code with your friend or on WhatsApp and telegram group.

For every successful sign-up, you will earn free N1500, which you can withdraw immediately from Branch App, The cash will be credited to your registered bank account.

To check your bonuses click on “Earn >> Review Your Bonuses”

The amount on the bonus balance is the amount you can borrow without paying back (the amount you can withdraw), Total pending is the amount you have received, but yet to be withdrawable, while Total redeemed is the bonus you have earned and withdrawn to your bank account as shown on the screenshot below.

branch referral bonus

Note that the promotion is available for other African countries too.

Enjoy and earn more money while the promotion is on.

Stay positive, have a solution-seeking mindset, and leverage this way to make money during the COVID-19 pandemic, and it will surely work out!


I'm Funsho, a certified tech expert with over a decade of experience. Serving as a Blogger, Copywriter on Fiverr and Upwork, Web Designer, Crypto Expert, Digital Marketer, and Publisher on Amazon Kindle. I'm passionate about sharing unique insights and ideas on technology and trends.Need help with any of these areas? DM me, and let's collaborate to achieve your goals with cutting-edge expertise.


  • Tunde, April 22, 2020 @ 8:44 am Reply

    Thank you for this.

    • Shelaf, April 22, 2020 @ 9:36 pm Reply

      You are welcome.

  • Marvel, April 22, 2020 @ 6:16 pm Reply

    Will they need to apply for a loan before I get credited?

  • Shelaf, April 22, 2020 @ 9:30 pm Reply

    Yes, you must apply for loan before you get the first N500 bonus.

  • Yewande Yusuff, April 23, 2020 @ 1:39 pm Reply

    Can i withdraw any amount or do i need to reach a specific amount before i can withdraw

    • Shelaf, April 27, 2020 @ 4:15 am Reply

      You can withdraw starting from 1k and above.

  • Timothy Godswill, April 26, 2020 @ 6:00 pm Reply

    Would those I refer need to apply for loan and pay for the loan before I get the referral bonus.

  • Shelaf, April 27, 2020 @ 4:24 am Reply

    Yes, they must apply for a loan of at least 1k and pay it back, before you can withdraw your earnings.

  • J, May 4, 2020 @ 1:37 pm Reply

    Is not working for me

    • Shelaf, May 4, 2020 @ 4:43 pm Reply

      Tell us the error message you received why trying it.

    • Innocent, May 8, 2020 @ 9:05 pm Reply

      I discovered that they stopped giving loan recently which affected the ability to earn from their program. So, I want to know if they have started approving loans again.

      • Shelaf, May 10, 2020 @ 10:26 am Reply

        Branch is not stop lending the loan neither affected the earning.
        Thought, I was also restricted from requesting loan for 30 days which will be due in the next 8 days, but as of today, I’m still receiving N1500 bonus from each new person I referred which made me sure that they are still disbursing the loan.
        If your account was limited from receiving the loan, just keep doing your work to refer more people and your earnings will be rising. Once your limitation time passed, you can re-apply for loans as a means of withdrawing your accumulated earnings.

  • Timothy Godswill, May 12, 2020 @ 9:12 pm Reply

    I applied, though I was restrcted from applying for 30 days

  • Egbo Ekene, May 15, 2020 @ 8:34 am Reply

    Let’s hope they can sustain the offer for a long time

  • Kristian, May 15, 2020 @ 10:26 am Reply

    The interest rate is not that bad the last time I checked. https://www.forrecruitment.com.ng recommends its

  • David, May 22, 2020 @ 3:16 am Reply

    My Oga at the top. Our free netfix is no more showing up sir, any help?

  • Kareem, June 9, 2020 @ 10:19 am Reply

    Does it still work

  • Emi, June 10, 2020 @ 6:47 pm Reply

    Are you saying that my accumulated earnings can not be withdrawn until I am granted a loan?

  • Shelaf, July 19, 2020 @ 6:10 pm Reply

    Branch app is back and paying well now! If you have bonus balance (the amount you can borrow without paying back) with them, you can withdraw it now without any harsh. And if the branch app is new to you.
    Kindly register with them via the link in the post above, do the needful and start promoting your own referral link now to make money with Branch app.

    • Ringim, July 19, 2020 @ 10:26 pm Reply

      I tried pasting the code and they said they didn’t recognize the code.

      • Shelaf, July 19, 2020 @ 11:34 pm Reply

        Make sure you copy it correctly.

  • Idris, July 26, 2020 @ 7:59 am Reply

    Please, I just registered and I wanted to apply for the #1000 load, only for me to see that they they can’t Grant me Loan till 30 days.
    I have checked my profile again as u stated but yet to be able to ask for loan, should I wait after the 30 days or what to do now?

    • Shelaf, July 26, 2020 @ 9:19 am Reply

      You have no choice than to wait. Sometimes it may take several attempts to qualify for a loan. I encourage you to continue saving data on your phone and to reapply after the period stipulated.
      However, that should not stop you from doing your work to refer people and your earnings will be rising. Once your limitation time passed, you can re-apply for loans as a means of withdrawing your accumulated earnings.

      • Idris, July 26, 2020 @ 11:48 am Reply

        Or my own code I saw in the earn session “Olayi***”

  • Idris, July 26, 2020 @ 11:42 am Reply

    Thank you. Now for the promotion code, whoever I refer will I also ask him to put this particular code u gave here?

    • Shelaf, July 27, 2020 @ 7:18 pm Reply

      Your own code, rather.

  • deji, August 6, 2020 @ 6:17 am Reply

    i guess their system is down because it kept saying can’t grant loan because this device has being used. even on new devices

  • Vircqktaur, September 5, 2020 @ 10:04 am Reply

    Actually, it’s not as easy as you make it sound. The person you invited must take a loan and repay it, before you can access your bonus. I tried it, the only money I earned is the free N500 other bonuses are pending, until probably when they repay their first loan. So you’ll have to follow up the process with those you invited too. So stressful. All the same thanks

    • Shelaf, September 6, 2020 @ 2:10 pm Reply

      You are most welcome, dear vircqktaur.
      Please, note this quote; “The struggles, challenges, and obstacles that it takes to succeed in life is what makes success more valuable. Nothing great comes easy, and nothing easy can ever equate to greatness.”

  • Aliyu, December 22, 2020 @ 10:11 pm Reply

    Sir pls how can I run the UAE national Id card to register for paypal account.or does it support nigeria national Id.my email sir. [email protected]

    • Shelaf, December 22, 2020 @ 10:20 pm Reply

      Oh no! You don’t need a UAE ID card at all, you are good to go with your Nigeria National ID card.

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