The LCredit loan app is the best option if you need money now or want to make some extra cash online. LCredit is the only app that is currently paying up to N2,200 per Referral without investment.

Even if this isn’t the first time we’ve written about LCredit, you guys can attest that getting a loan through the app isn’t as simple as the previously described approach, and as you know, there’s no way for you to earn from the app if the people you recommend can’t get a loan or repay it.

This is why I’m here to provide you the exclusive tips on how new users and their referrals can quickly acquire a loan on the app, so you can earn more money.

When you sign up, recommend a friend, and even when you collect and repay a loan, you make money.

In addition to the referral bonus, you will receive a ₦1500 sign-up bonus once you have completed your registration on the app and requested a loan. You will be paid as soon as you request the withdrawal of the ₦1500, and there will be no further fees associated with it.

What is LCredit Loan App and How Does it Work?

It’s a financial app that lets you borrow money and pay it back later at a moderately high interest rate. You may borrow money from the app and pay it back in 14 days, 61 days, or 180 days.

Check our previous article here for more detail. Now, let go straight to the main topic of this post.

Secrets to getting the Loan Approved easily on LCredit

Sign up Process

  • For those who haven’t registered before, you can register now by simply click here.
  • Input your phone number
  • Click on get Verification code and an OTP will be sent to the phone number you supplied; verify it and input it in the second box
  • Click on claim reward
  • Click on download app (Download the app from the page)
  • Then, open the app

Recommended: Make Money by Referring your Friend to Open an SC Account – you’ll both Receive N1500 Cash Reward

Here are the Secrets you need

This is the most important aspect if you want to eligible for the money, make sure you fill the form with your correct details and use the guideline below.

  • During the registration process, don’t register as a student.
  • Education: it should be university upward, e.g Graduate
  • Job Status: regardless of your status, select employed
  • Professional: Pick good profession
  • Salary: N300,000 upward
  • Marital Status: Choose Married
  • Type of Residence: Pick Owned

All those info are very important, please follow them carefully.

  • Now, set your account number
  • When your profile is approved, click on apply for loan
  • Whatever amount you see change it to N3000, because that is the limit for now
  • N2370+ will be sent to your account
  • Go to your my account, click on cash coupon there you will see extra #1500 which you can also withdraw instantly.
  • After withdrawing the N2370+ and N1500
  • Then, pay back the N3000 loan and keep your profit

Also Read: How to Make Free Money Through PiggyVest – More Than 20k Per Week

It is not compulsory to refer. However, if you want to refer, you get N2000 per referral.

No dulling guys, people are really making money with it.

Note that LCredit reserves the right to change the payout and incentive structure of their referral program at any time, so you should act immediately while it’s paying well.


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I'm Funsho, a technology enthusiast who operates as a web designer, developer, and Pro-blogger. I am enthusiastic in sharing unique experiences and ideas on technology and trends.

3 Comments

  • fred, September 19, 2021 @ 3:18 pm Reply

    the lcredit app is not downloading

    • Shelaf, September 19, 2021 @ 7:56 pm Reply

      Kindly check your network as this appears to be a network issue.

  • fred, September 21, 2021 @ 10:48 am Reply

    I downloaded it from the site direct but Google play will tell you no network but if you try downloading anything else from gplay it will download perfect and by so one can’t get his referas bonus when it’s compulsory to download from the link

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