No Nigerian takes it as fresh news that using PayPal to send and receive money in this country is very tough, knowing that PayPal initiated the limitation of their services for Nigerians. Due to this, we have taken some time to look at ways by which we can use PayPal as Nigerians to collect payment from online platforms or to receive earnings from clients or to receive money from friends, families, and loved ones abroad.

I’ve already made posts on this blog on how to create both USA and South African PayPal accounts that can help you carry out transactions online.

Important Notice for South Africa Paypal Users

Kindly note that there will be a limitation on your South Africa Paypal Account, as from 15th of July 2020, Paypal will be mandatory you to provide Tax documents and other reports for them to continue offering you the services on your South Africa Paypal account and you know, it is not some easy for you to tender as you do not reside in South Africa, so if you have funds on it, make sure you spend it before July 15th, to avoid pinned down of your hard-earned.

Check their notification message in the screenshot below and you can also look for it when you logged in to your own South Africa Paypal account.

The next question that may come to your mind now should be, How can I get another unthreatened and verified PayPal account?

United Arab Emirates (UAE) PayPal account is the way out now. As for this article, I’m going to guide you through how you can open your very own personalized UAE PayPal account that you can use to send and receive cash from anywhere in the world for you to replace the South Paypal account.

Just like South Africa Paypal, you don’t need any VPN to access UAE PayPal Account, you are good to go with your Nigeria IP Address, you can easily verify your account with your Nigeria Identity Card and debit (ATM) card. The most interesting part, there is a means for you to withdraw to your local bank account!

Read: 10 Best Websites To Earn Money Online For Free ($100-$300/Month)

Follow these simple steps below to open a UAE verified PayPal account:

1. Open your browser on any available device, go to paypal.com/ae and click on the Sign-Up.

2. Select the Business Account and tap Continue.

3. On the next page, kindly leave the country to the United Arab Emirates.

4. Once done, put your email address. (Do not use the email attached to other PayPal account, or simply create a fresh email account).

5. On the next page, you are to fill your information, kindly fill it correctly as instructed. See screenshot below of how I did mine:

Phone number: Change the country code +234 which is for Nigeria and enter your Nigeria number by removing the first 0. For example, +234 706470****.

Postal code: 18004

Additional information: Abu Hail
City: Abu

6. They will ask you to tell them about your business, you can choose Individual/Sole Proprietorship and on the business subcategory, select anyone that matches your business and click Continue.

7. On the next page, choose National ID or Driver’s license, Passport, and provide your ID number, or you can generate fake ID on Google (If you don’t have any). Then, enter your real date of birth.

8. You have successfully created your UAE PayPal account.

9. Verify your PayPal email address by going to your email inbox and follow the link PayPal sent to you to confirm verification.

Now, you are done with the sign-up process. You can start accepting payments from around the world!

Recommended: How to Earn $10 PayPal Funds Per Week from the Comfort of your Home!

How to Link Your Naira or Dollar Debit Cards to Your UAE PayPal Account

Link your credit/debit card with Paypal willl make your account verified which will provides comfort and token of credibility to your employer who is going to pay you in the near future.

Also, to pay for your business expenses conveniently.

1. Make sure that you have some funds in your Debit Card, up to N800, or $2 in your dom account.

2. Log in to your Paypal account, drag the pointer to the right hand of your homepage or dashboard and hover it on the “spanner” icon, then tap on Account Setting or on Confirm your account as it may appear (Remember that you don’t need any VPN to log in).

3. From the drop-down menu, click on money, banks and cards, then tap on Link a credit card

4. Type the sixteen digits of your card numbers

5. Select the card type

6. Enter the expiry date of the card in the next text box

7. Type your CVV (CSC) number. This 3-digit number on the back of your card

8. You should see your billing address there automatically and if not, enter it.

9. Click Link Card and you are done.

Note: Do not use the debit card that was already associated with another PayPal account. Also, PayPal will charge the card N381.08 to make sure it’s your PayPal, but don’t worry your money will refund within 24 hours.

How to Withdraw Money from UAE PayPal Account to Your Bank Account

This is possible by Adding Bank Account Number and Routing Number Given to You by Payoneer.

Before we continue, I hope you have got a Payoneer account or else visit Payoneer.com and create your Payoneer account. You will be given a US Payment Service Information such as Bank Name, Routing Number, Account Number, and Account Type. Payoneer comes as an angel in disguise to help you receive money from any part of the globe when other techniques fail. And guess what, you don’t have to pay a single extra penny for that.

Also Read: 8 Reasons Why You Should Have Payoneer Account

Linking your Payoneer account with PayPal is another way of verifying your Paypal account and a means to withdraw Paypal funds into your bank account. Follow the instruction below to get it done:

1. Login to your UAE PayPal account

2. Drag the pointer to the right hand of your homepage or dashboard and hover it on the “spanner” icon, then tap on Account Setting or on Confirm your account as it may appear.

3. From the drop-down menu, click on money, banks and cards, then choose Link a bank

4. Scroll down and click on Link a U.S Bank Instead.

5. Select Checking as your account type.

6. Enter the Bank details that you had received from Payoneer US Payment Service, like Account number and Routing number. (You can also get this info by login to your Payoneer account, from the home page, click ‘Global Payment Service‘. You will see the needed detail there).

7. Then click on the ‘Link your Bank‘ button. This may take 2-3 business days to get processed.

Once you are able to do this correctly, your Payoneer account becomes linked and verified with UAE PayPal! You will need to wait for a while before PayPal will charge Payoneer a little confirmation fee, this is usually done twice, unlike the card method.

Once your account has been charged successfully, you will be able to transfer the money paid into your PayPal to the US bank, which you added and you can withdraw it in your local bank or through ATM with the Payoneer Card issued to you.

That is all for now.

If you have any questions, kindly ask in the comment section below, and don’t forget to share this information with friends and everyone around you using the share buttons.


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I'm Funsho, a lover of anything technology. I have an uncontrollable passion for sharing the latest and trending tech-related ideas and information.

41 Comments

  • Segun, June 15, 2020 @ 12:53 pm Reply

    Hey bro, can you help me open both payoneer and UAE PayPal account , I don’t want to do it myself since you would know better. I will pay for the service.
    Send your number to my email or reach me through my email

    • Shelaf, June 16, 2020 @ 4:13 pm Reply

      This is dealing with vital information which including your real name, email address, ID card information, and ATM card details. As you know, It is very risky to share your vital information with strangers. Nothing hard there, it will be better for you to dedicate time for it, look into the instruction carefully, and follow it accordingly.

  • Joseph, June 15, 2020 @ 1:00 pm Reply

    Oga shelaf but PayPal do not accept this payoneer account anymore now?

    • Shelaf, June 16, 2020 @ 3:33 pm Reply

      If the first bank account didn’t work for you, contact Payoneer CS, they will give you another new bank account to use.

      • KENNETH AGIE, July 29, 2020 @ 9:36 am Reply

        Should we choose USA as our country when opening a payoneer account

  • Innocent, June 15, 2020 @ 3:57 pm Reply

    my card was declined

    • Shelaf, June 16, 2020 @ 4:02 pm Reply

      Maybe the card was already associated with another PayPal account.

  • JOSHUA ADEGBOYE, June 15, 2020 @ 5:08 pm Reply

    Shelaf, kindly look into transferwise.com it supports Nigeria and it directly to bank account.

    • Shelaf, June 16, 2020 @ 3:58 pm Reply

      Alright, thanks a lot for the hint. I will look into it and update you guys about it.

  • Kingsley, June 15, 2020 @ 6:32 pm Reply

    I can’t open account on UAE PayPal what I get I. Response access denied

    • Shelaf, June 16, 2020 @ 4:16 pm Reply

      Clear your browsing history, cookies, and cache, then retry.

  • Tobico, June 16, 2020 @ 4:21 pm Reply

    I was able to create the UAE PayPal acct now.I link my GT ACCTS.. I followed the process .how will I be able to use it to get money from online survey agent?????thanks am Tobiloba

    • LAWRENCE, June 17, 2020 @ 10:28 pm Reply

      Please how did you generate the fake ID

      • Shelaf, June 20, 2020 @ 1:56 pm Reply

        Tracking ID contains 16 alphanumerics.
        Just formulate your fake one with this S7Y0O then add any other 10 alphanumerics of your choice to it, use this format 8DB60007NT, for example: S7Y0O8DB60007NT.

  • Tunde, June 17, 2020 @ 7:47 am Reply

    Oga shelaf, this is what I get when linking my payoneer account information on PayPal. Sorry, we’re unable to link that bank because it is disabled. Please try another bank.

    • Shelaf, June 20, 2020 @ 2:01 pm Reply

      If the first bank account didn’t work for you, contact Payoneer CS, they will give you another new bank account to use.

  • Aremu Olaleye, June 17, 2020 @ 1:10 pm Reply

    Sir, as an individual, who is not a bussiness man. Can I open UAE PayPal Acct? Because, atimes I may see Product to buy Alibaba or ebay where PayPal is required as payment method.How will I go about it Thanks

    • Shelaf, June 20, 2020 @ 2:07 pm Reply

      Yes, I recommend that PayPal business for you too, because opening a UAE PayPal business is only means that will permit you to add your real Nigeria mobile phone number in to your account.

  • Chioma Omega, June 18, 2020 @ 5:11 pm Reply

    Please is there a way I can withdraw to my bank using UBA africard?

    • Shelaf, June 20, 2020 @ 2:10 pm Reply

      The means has been blocked.

      • Kingsley, July 9, 2020 @ 2:34 pm Reply

        I can’t be Abel to Link my card or us account that I created pls how will I do it help me out

        • Shelaf, July 9, 2020 @ 2:59 pm Reply

          Is it a verve card?

          • Kingsley, July 11, 2020 @ 10:27 am

            No is fidelity Visa card

  • John, June 22, 2020 @ 2:31 pm Reply

    Can i still withdraw to my local bank account?

  • Bola, June 26, 2020 @ 4:25 pm Reply

    Can someone withdraw to any Nigeria bank Domiciliary account? Are you sure Africard is not working anymore?
    Thanks

    • Shelaf, July 9, 2020 @ 2:56 pm Reply

      I thing the UBA Africard is working back again. You can give it a try if you have got the card already.

  • John, July 15, 2020 @ 12:45 am Reply

    Please can I use a verve card to link to my PayPal

    • Shelaf, July 15, 2020 @ 5:07 pm Reply

      Oh no! Rather, use a master or visa card.

  • Aremu Olaleye, July 24, 2020 @ 10:21 am Reply

    Sir, Which account to be opened first, PayPal or Payooner. Thanks.

    • Shelaf, July 24, 2020 @ 10:33 am Reply

      You can begin with any of the both.

  • Hakaiva, July 25, 2020 @ 5:46 am Reply

    Hello Shelaf, am trying to link my card but the billing address is only showing UAE. I cannot type in my Nigeria billing address. How do I address this please?

    • Shelaf, July 25, 2020 @ 11:05 am Reply

      Hi Hakaiva,
      No cause for alarm, kindly proceed with that UAE address and everything will be okay. Don’t bother yourself for inputting your Nigeria billing address.

  • redmond, July 31, 2020 @ 9:00 pm Reply

    Hello boss i was unable to link my cards i tried 3 different cards but they were all rejected.

  • Isaac Wilson, August 16, 2020 @ 10:28 am Reply

    Hi nice post. Can I link my payoneer account to my domiciliary account?

    If yes, pls what’s the transfer rate?

  • chika, August 30, 2020 @ 6:44 am Reply

    Sir, as an individual, who is not a businessman. Can I open UAE PayPal Acct? Because at times I may see Product to buy Alibaba or eBay where PayPal is required as payment method. How will I go about it Thanks

    • Shelaf, August 30, 2020 @ 3:11 pm Reply

      Yes, you can.
      The only reason why we recommend the business account is for you to use your real Nigeria phone number which is risk free, if you choose personal account, you won’t be able to use your real phone number on it, while this business account can be use to make any transactions, it is working fine just like personal account.
      No cause for alarm, just go ahead and open UAE business account as stated above and you will be able to use it for anything you wish.

  • paul, August 30, 2020 @ 8:59 am Reply

    Hello, I want to sign up for this UAE paypal, but I realize i once opened a lesotho paypal with my gmail. My question is that will it work as explained or do i need a new gmail account?

    • Shelaf, August 30, 2020 @ 3:13 pm Reply

      You need a new email address to get it done.

  • muhammad, September 4, 2020 @ 2:17 am Reply

    pls brother i have one issue, lets say i have funds in my paypall account and i want to exchange it or sell. so how and where do i exchange it and what are the exchange rate. pls dont ignore this as it is the last thing i need to know to end my research on this topic

  • Icon, September 7, 2020 @ 7:03 am Reply

    Please can you guide on getting a Payoneer card successfully i ones apply and i didn’t get it

  • Adeyinka, September 13, 2020 @ 12:03 pm Reply

    @Mohammad, try reaching out to few trusted exchangers within your vicinity. I can be of help if you don’t mind. I buy paypal funds everytime
    Zero80six6one6foursix6seven

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